Elevation Certificates
At last, an easy way to get an Elevation Certificate for your property.
Dealing with flood issues or getting an Elevation Certificate probably aren’t everyday activities for you. But with First American, you benefit from our extensive experience in the flood and surveying industries, and you’ve got an entire team of experts on your side—including licensed surveyors, Certified Floodplain Managers, flood map experts, and customer service specialists—ready to take care of everything for you.
And unlike most local surveyors, who may do one or two Elevation Certificates a year, First American has contracts with a nationwide network of over 15,000 licensed surveyors who regularly provide Elevation Certificate services. Our large volume enables us to negotiate discounted rates, and in most cases, faster turnaround times than a property owner who goes it alone in getting an Elevation Certificate.
You might benefit from a lower flood insurance premium.
Most flood insurance coverage is provided by the federal National Flood Insurance Program (NFIP). Rating NFIP flood insurance is complicated and involves multiple rating elements, but here are some basic examples of the possible premium ranges available.
The following examples are based on rates as of 8/10/06.
HIGH RISK FLOOD ZONE AE
| Structure's Elevation Compared to FEMA's Base Flood Elevation (BFE) | Annual Premium * | Savings |
| No Elevation Certificate | $1,183 | $0 |
| Elevation is 1 foot below BFE | $1,183 | $0 |
| Elevation same level as BFE | $766 | $417 |
| Elevation is 1 foot above BFE | $461 | $722 |
| Elevation is 2 feet above BFE | $316 | $867 |
| Elevation certificate qualifies home for a Letter of Map Change from FEMA Find Out More |
$0 | Annual cost of flood insurance |
* These are approximate amounts based on the following: no basement/enclosure, Pre-FIRM, single-family dwelling, one floor, $200,000 dwelling coverage with $500 deductible, no contents coverage, no community discount.
HIGH RISK FLOOD ZONE AH
| Structure's Elevation Compared to FEMA's Base Flood Elevation (BFE) | Annual Premium * | Savings |
| No Elevation Certificate | $676 | $0 |
| Elevation is 1 foot below BFE | $676 | $0 |
| Elevation same level as BFE | $251 | $425 |
| Elevation is 1 foot above BFE | $251 | $425 |
| Elevation is 2 feet above BFE | $251 | $425 |
| Elevation certificate qualifies home for a Letter of Map Change from FEMA Find Out More |
$0 | Annual cost of flood insurance |
* These are approximate amounts based on the following: no basement/enclosure, Post-FIRM, single-family dwelling, onefloor, $200,000 dwelling coverage with $500 deductible, no contents coverage, no community discount.
There are multiple variables to consider when rating a flood insurance policy. Therefore, we recommend that you consult with your professional insurance agent for specific information on your coverage and rates or contact our insurance agency, America's Innovative Insurance Solutions, Inc., at (800) 862-2070
