Flood Insurance Basics

Everyone is at risk.

Most of us think we're immune to flooding-until it actually happens to us. It may sound incredible, but flooding occurs in all 50 states across the U.S. From the coasts of Florida to the plains of North Dakota, along the Mississippi and to the deserts of California, waters surge, ground saturates, and catastrophic damage occurs to both homes and belongings.

This section provides information to help you make an informed decision about getting flood insurance. We explain why you should get flood insurance, as well as provide a summary of the coverages and types of policies. Last, but not least, we provide sources for where you can go to get insurance today, so that you'll be a prepared policyholder tomorrow.