Where to Get Flood Insurance
Your agent's experience matters when purchasing flood insurance.
Experience - that's the key factor when it comes to choosing an agent to help you with your flood insurance needs. Rating a flood policy is complicated, and even a small error in how your policy is written could result in your paying an incorrect premium for the coverage you need.
Evaluation - you probably want to know exactly how much it will cost to protect your property from flood. So we highly recommend that you discuss your flood risk, your risk tolerance, and what you can afford with one of our licensed insurance professionals, so you can determine your individual coverage needs and, ultimately, your cost.
No rate shopping required.
The premium charged for an accurately rated NFIP policy will be the same, regardless of whom you purchase the policy through. However, what you need to find is a licensed agent who has plenty of experience with flood insurance. Selling homeowners coverage is not the same as flood coverage, and for many agents, dealing with a flood policy is a rarity. If you experience a flood, an improperly rated policy can be your second disaster. Contact our insurance agency at (800) 862-2070 and we will be glad to review your flood insurance needs.
Policyholder preparedness is the key.- Put your policy and essential information in an area that you can get to quickly and easily.
- Store your flood insurance policy information with your homeowners insurance information for easy retrieval.
- Include a copy of your insurance policy, as well as the name and contact information for your agent and the associated insurance company.
- Obtain photos or video of your possessions and keep with your itemized list.
- Store vital information in a location other than your residence, such as your bank's safety deposit box.
